Economic crises such as pandemics, natural disasters, and political conflicts are some of the biggest challenges businesses face. Among these challenges, a liquidity crisis emerges as one of the most dangerous threats that can weaken a company's ability to meet its financial obligations. A liquidity crisis occurs when a business faces a shortage of cash flow needed to cover its day-to-day operational expenses or repay its debts, which can ultimately lead to financial distress or even bankruptcy.